Get Life Insurance in 15 minutes!
Get Life Insurance even if you have past or current health issues!

Affordable term life insurance with no medical exam to qualify- just answer a few basic health questions from a Life Insurance Company, whose financial strength and operating performance has been rated "A" (Excellent) by A.M. Best.

No Medical Exams †

Finally it's possible to buy affordable term life insurance without a medical exam! Many people postpone buying term life insurance, not because their health is bad, but because they're uncomfortable with the idea of the often required medical exam. Because term life insurance should be an important part of every family's financial plan, this site features the ability to buy generous amounts of term life insurance without taking a medical exam. A few simple questions will be asked about your health to see if you qualify. Click Here to to Find out More

Key Points

• The application process can be done completely online or over the phone with us, if you have a valid email address, there is no paper work to complete, no forms to mail, and if you qualifiy, no lengthy underwriting process to delay the coverage.
• Coverage from $1,000 or $250,000 ($200,000 in Maine and Minnesota)
• Once coverage has been issued, you can manage your coverage online by using a convenient, secure online account. The online account allows them to update your policy information.

Same-Day Coverage

• We believe in rewarding our customers for their commitment to their family's future by giving them coverage immediately.

How it works

• Here is how it workswe give you your quote, complete the application process, and we receive acceptance for coverage for your coverage, the term life insurance becomes effective immediately.

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Optional Accidental Death Insurance Rider

Every five minutes - about the time it takes to pay your monthly bills - someone in America dies because of an unexpected accident.*** That's 268 families each and every day that are left grieving the loss of a loved one - and dealing with the financial impact of the loss. To further protect your family, the Optional Accidental Death Insurance Rider pays an additional benefit equal to the selected amount of your policy. The addition of this Rider will cost only pennies more per day.

31-Day Free Look Period

Once the policy is issued, you will have a full 31 days to decide if it's right for you. If for any reason at all, you decide against having this coverage in place, you may return the policy and receive a full refund, no questions asked.

Benefits Do NOT Decrease

The benefit amount selected will always be the benefit amount you can expect if the policy remains in force.

Premiums Do NOT Increase

Premiums for the coverage in which you initial enroll will never increase in price for the life of the initial term. Premiums are guaranteed as long as the coverage remains in force and is not cancelled.